Terms of Service

1. Acceptance of Terms

By using our services, you confirm your acceptance of these terms. If you do not agree, please do not use our services.

2. Description of Services

We provide digital education and enterprise solutions including customized platforms and mobile apps to improve institutional performance.

3. User Accounts

You are responsible for maintaining your login credentials and for all activities under your account.

4. Acceptable Use

5. Intellectual Property

All content, branding, and code are owned by Kumoyo Technologies. Use without permission is prohibited.

6. Modifications

We reserve the right to update these terms and will notify users accordingly.

7. Termination

We may suspend access for violations of our terms or legal violations.

8. Limitation of Liability

We are not responsible for indirect losses resulting from service use.

9. Governing Law

These Terms are governed by the laws of the Republic of Zambia.